Medica Health Insurance and Drug Rehab at AspenRidge Recovery
If you have Medica health insurance and you are in need of drug rehab, you can get help paying for it. This comes as a surprise to a lot of people because they do not realize they have coverage for addiction treatment. You do, but it is possible that you do not understand what your policy offers you.
We would like to take this opportunity to provide you with the information you need about your healthcare plan through Medica. You may be surprised to find out what benefits you have.
Information on Medica Health Insurance
Medica’s vision is simple. They strive to be the trusted health plan of choice for customers, members, partners and their employees. Their vision is to be trusted in the community because of their unwavering commitment to high-quality, affordable health care.
The company’s headquarters are in Minneapolis and they offer insurance coverage to those who live in the upper Midwest. At Medica, they want to provide their members with the coverage they need when they need it most. They maintain a high level of integrity and are committed to innovative and efficient healthcare.
Will Medica Cover the Costs of Drug and Alcohol Rehab?
Medica is proud to offer their members with benefits to help cover the costs associated with treating addictions. It does not matter what type of addiction you suffer from. Their coverage extends to:
- Alcohol Rehab
- Prescription Drug Rehab
- Opioid Rehab
- Heroin Rehab
- Marijuana Rehab
- Cocaine Rehab
- Meth Rehab
There is never any need to worry that you will not get the treatment you need. As a member of Medica, you will receive the absolute best care with less money out of your pocket.
What is the Affordable Care Act?
The Affordable Care Act is a healthcare law that was signed into effect in 2010 under President Obama. It required that all citizens obtain health insurance, but it also offered them many benefits. Among those is the requirement for all health insurance companies to offer benefits for addiction treatment. Medica was happy to comply with this new mandate.
What Forms of Treatment Will Medica Cover?
There are several different types of treatment offered for people with drug or alcohol addictions. Your coverage will depend on a number of different factors, including what type of plan you have. But we can provide you with an overview of your treatment options and give you an idea about your benefits.
Many people require inpatient rehab when they are new to recovery. This is a program that lasts about 28 days, and you live at a facility during that time. It is an excellent way to get help for an addiction, but it is more expensive than other forms of treatment.
Medica will provide benefits for people in need of inpatient care. But their out of pocket costs may be higher than if they had chosen an outpatient program.
Outpatient Drug and Alcohol Rehab
Traditional outpatient programs mainly consist of therapy appointments once a week. Eventually, those appointments will be farther apart. This type of treatment is usually for those who have been through an inpatient program already.
As you might guess, Medica is likely to offer more in reimbursements for these types of programs. That is partially what makes them so attractive.
Intensive Outpatient Treatment
A lot of people are starting to consider intensive outpatient programs, or IOPs. They are a great solution, even for those who are new to recovery. They usually run for about 12 weeks, and sessions are held during the evening hours. The best part is that this form of treatment can work just as well as an inpatient program.
Medica’s coverage is usually really good for this type of rehab. You may find that if this is the right option for you, it is even covered in full. Of course, it will all depend on your plan.
Drug and Alcohol Detox Programs
The goal of drug and alcohol detox is to help the addict get through withdrawal; hopefully without complications. There are different forms of detoxification treatments, depending on what the individual needs.
Medica offers benefits to cover the costs of:
- Opioid replacement therapy (Suboxone, Buprenorphine, Methadone, etc.)
- Vivitrol services
- Holistic withdrawal treatments
- Therapeutic groups
- Individual therapy sessions
Starting Drug Rehab as a Medica Member
There are a few different ways to get started if you are interested in drug and alcohol rehab as a Medica member. They are listed below.
Getting a Free Addiction Assessment
You may want to begin by talking with a professional to get a free addiction assessment. This will allow you to actually speak with someone and explain your situation. They will ask you a lot of questions about your substance use history so they can give you an adequate recommendation for treatment.
Once you know what type of treatment you need, they will proceed with verifying your insurance. It should be a very quick and easy process.
Getting Your Insurance Verified
Many rehab programs also provide you with the ability to verify your insurance on their website. If you know that you need to go to treatment, this might be the best method for you. Someone will talk with your insurance for you and then get back to you to explain your benefits.
Get Help for Your Addiction Today as a Medica Health Insurance Member
As a Medica member, you deserve the very best drug and alcohol treatment. You should not settle for anything less. By doing some research, you will find programs that can provide you with everything you are looking for.
At AspenRidge Recovery, our goal is to be a source of support for you and/or your loved ones. The challenges you are facing are very real, and we are here to help you. Please contact us today to let us know how we can assist you.